- Part A is the workers’ comp portion that compensates employees who are injured or sickened as a result of their employment. There are no policy limits to an employer’s Part A coverage.
- Part B provides employers’ liability coverage. This section protects the employer in the event the employee feels the employer was negligent and elects to sue the employer rather than accept WC benefits.
- The Basic Statutory Limits in most states are $100,000 per occurrence for bodily injury, a $500,000 overall policy limit for bodily injury by disease, and $100,000 per employee for bodily injury by disease.
Hot Tip: WC liability limits can be increased in most states from $100k to $1m for under $100 annual premium (per $1m gross revenue). Today it is critical for medical practices to evaluate the premium cost for higher liability limits. Contact your independent agent to learn more about your WC coverage options.
Aviso Insurance is an independent agency that works for YOU, the medical expert. We have access to nearly all the medical malpractice insurance markets to serve you.
“At Aviso Insurance, we are proud to serve the many heroic professionals in our healthcare community.”
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